In India, several types of Automated Teller Machines (ATMs) are available to cater to different banking needs and technological advancements. Here are some common types of ATMs found in India:

  1. On-site ATMs: These ATMs are located within the premises of a bank branch. They are typically accessible during the bank’s working hours and offer a wide range of banking services, including cash withdrawals, balance inquiries, fund transfers, and mini statement printing.
  2. Off-site ATMs: Off-site ATMs are standalone machines located at various convenient locations such as shopping malls, airports, railway stations, and commercial centers. They provide basic ATM services and are available 24/7 for cash withdrawals and balance inquiries.
  3. White Label ATMs (WLAs): White Label ATMs are owned and operated by non-banking entities authorized by the Reserve Bank of India (RBI). These ATMs are not affiliated with any particular bank and usually display the branding of the entity operating them. WLAs offer standard ATM services and are spread across different locations for easy access.
  4. Mobile ATMs: Mobile ATMs are vehicles equipped with ATMs that travel to different locations, especially rural areas or places with limited banking infrastructure. These ATMs are used to provide banking services to underserved areas or during specific events or emergencies.
  5. Talking ATMs: Talking ATMs are designed to provide audio instructions and guidance for visually impaired individuals. They have speech-enabled features that assist users in navigating the ATM menu, making transactions, and receiving audio feedback.
  6. Cash Deposit Machines (CDMs): CDMs allow users to deposit cash directly into their bank accounts. They are equipped with a cash acceptor, and users can deposit money without visiting a bank branch. CDMs are available at certain bank branches and other locations for convenient cash deposits.

It’s important to note that while these are the common types of ATMs in India, the availability and accessibility of specific types may vary depending on the bank and geographical location. The banking sector in India continues to evolve, and newer technologies and ATM services may be introduced in the future to enhance convenience and accessibility for customers.